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Property Loans
NCBA Easy Build
NCBA Easy Build is our property financing solution that enables you to have access to building plans and full professional services so that you can build your house without stress.
NCBA Easy Build solution gives you:
- Flexibility in selection of location.
- Customization of your home to your specific tastes, preferences and lifestyle.
- Flexibility in working within your budget.
- Reduced cost of homeownership as it is cheaper to build than buy to buy a house.
- Quality control as we provide you with approved experts to build your house.
- Instant property value appreciation upon completion.
How to Sign Up
Step One:
View the house designs listed below. Select your preferred designs and submit your loan application alongside your personal information on the I am Interested section below.
Step Two:
We will review your application and if successful, approve the loan application for the house design with the indicated construction cost as advised by our construction consultants.
Step Three:
Valuation and conveyancing. Property is valued and charged to NCBA bank.
Step Four:
Our approved construction consultants supervise the construction of your house and NCBA finances the project.
Step Five:
Handover. The project is handed over to you.
NCBA Easy Build Brochure
15 JAN 2024 | 418 KB
Equity Release Loan
If you have an existing land or home, you can access up to 90% financing of the value of your property to pay for school fees, medical emergencies, home renovations, purchase of other properties, construction and so much more!
Why NCBA Equity Release Loan?
- You get to unlock the value of your property
- Flexibility on the use of funds
- Favorable lending terms
- Enjoy a repayment period of up to 25 years
Use our smart Mortgage Calculator to calculate the proposed monthly payments on your Equity Release Loan. (Mortgage Calculator Link)
Sounds Like a deal? Let’s contact you to start the process
Plot Loans
Get a plot loan in Nairobi, Mombasa and other major urban and rural areas within major towns for up to 70% of the plot’s value. Enjoy the flexibility of comfortable payments with repayment periods ranging from 36 to 60 months.
Features
- Loan facility fee of 1% of the loan value for local clients, and 2% for diaspora clients.
- Minimum loan amount is KES 500,000.
Use our smart Mortgage Calculator to calculate the proposed monthly payments on your Equity Release Loan. (Mortgage Calculator Link)
Sounds Like a deal? Let’s contact you to start the process
NCBA Mortgage Transfer
Transfer your mortgage to us and enjoy competitive interest rates, favorable lending terms and the flexibility to Top up your existing mortgage loan while still paying back your initial mortgage.
Use our smart Mortgage Calculator to calculate the proposed monthly payments on your loan with us.
Sounds Like a deal? Let’s contact you to start the process
Affordable Housing
NCBA in partnership with Kenya Mortgage Refinance Company (KMRC) offers an incredible opportunity to own your own home at an affordable rate. Now, you can own your own home with interest rates starting from just 9.5% and a repayment period of up to 25 years.
Who Qualifies?
We believe that everyone deserves a place to call home. That’s why our affordable housing initiative is designed with you in mind.
- Income: Earn a gross income of KES 150,000 or less.
- Partners: Couples can combine their incomes as long as the total doesn’t exceed KES 150,000.
Key Benefits of Our Affordable Housing Initiative
Low Interest Rates: Enjoy competitive interest rates starting from just 9.5%.
Flexible Repayment: Spread your payments over a convenient 25-year period.
Generous Financing: Get up to 105% financing, covering even legal and stamp duty fees.
Accessibility: Our program is designed for individuals earning up to KES 150,000 per month. Couples can combine incomes to qualify.
Wide Reach: Available in major towns across Kenya.
How We Can Help
Our dedicated property finance team is committed to making your homeownership dream a reality.
We offer:
- Informative webinars to guide you through the process.
- Partnerships with reputable developers for a wide range of property options.
- Comprehensive support, including connections to valuers, surveyors, and home furnishing partners.
Getting you over that cash crunch
Getting you over that cash crunch
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