Cashless convenience for all your needs
Classic Credit Card
The card that helps you with your short term needs. Enjoy an interest-free credit period of 50 days and pay in instalments of up to nine months.
Minimum limit
UGX 500,000
Credit card bonus
Up to UGX 150,000
Buyer’s protection
Up to UGX 3 million
Benefits
- Cardholders have the option to pay 20% of their bill and revolve the balance at an interest as per the prevailing tariff guide.
- Cards can be issued in UGX or USD (provided income is in USD).
- Check your credit card balance anytime using Online or Mobile Banking.
- Get SMS alerts when the card is used or when you reach 75% of your credit card limit.
- Card Credit Bonus: Enjoy a 24-hour increase in limit of up to UGX 150,000 at no extra fee.
- Enhanced security for online transactions through One-time Passwords, Pin and Chip technology and Verified by Visa (Visa) (OTP) sent to the cardholder.
- Buyer’s protection: Get free insurance cover on items worth more than UGX 150,000 or USD equivalent, when purchased with your Classic card. This affords cover of up to UGX 3,000,000 or USD equivalent per claim if the item is lost, stolen or accidentally damaged within 30 days of purchase.
- Up to 75% of available card limit withdrawals over the counter (OTC) at any bank branch or via ATM.
- Balance Transfer: Combine all your credit card balances into your new credit card, provided balances are within your card limit.
- E-payment date reminders.
Cost & Rates
- Joining fees: Starting from UGX 60,000
- Annual fees: Starting from UGX 80,000
Gold Credit Card
The card that gives you more freedom to complement your status and lifestyle.
Minimum limit
UGX 500,000
Credit card bonus
Up to UGX 150,000
Buyer’s protection
Up to UGX 3 million
Benefits
- Personal Accident cover for accidental death and permanent disability included in the card’s travel insurance.
- Enjoy substantial savings on foreign exchange charges when spending in US dollars.
- Enhanced security for online transactions through One-time Passwords, Pin and Chip technology and Verified by Visa (Visa) (OTP) sent to the cardholder.
- Balance Transfer: Combine all your credit card balances into your new credit card, provided balances are within your card limit.
- Up to 75% of available card limit withdrawals at any bank branch or via ATM.
- Check your credit card balance wherever you are using Online or Mobile Banking.
Cost & Rates
- Joining fees: UGX 120,000 or USD 50
- Annual fees: UGX 300,000 and USD 100
MAKE PAYMENTS
FOR FREE
Be sure to use your NCBA Visa card to make payments for your house supplies