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Get Financed
With our tools, you can ensure maximized cash efficiency for your business, your suppliers, customers, and distributors.
Property Finance
NCBA Bank property financing covers the purchase of single residential or commercial units, purchase of multiple residential or commercial units, purchase of office blocks, Go Downs or light industrial property.
Features
- Flexible tenor periods of up to 180 months depending on the type and purpose of the property.
- Loan amount is determined by your need as well as serviceability of the loan.
- Repayments can be tailored to suit your business cash flow.
Equity Release
Need funds for additional investments, to increase working capital or business expansion, NCBA’s Equity Release option can help you unlock the value of your property, with financing against an existing mortgage or on a property as collateral.
Features
- Maximum loan repayment period of 120 months (10 years).
- Flexible loan amount determined by business need and cash flow.
- Available in UGX and foreign currency.
Construction Finance
Whether you want to construct residential property, or commercial properties for sale, rent, or for buy-and-build, NCBA has the right financing solution for you.
Our financing facilities allow you to acquire fixed assets without affecting your business’s day-to-day capital.
Key Features
- Loan amount is according to the serviceability of your business, demonstrated from existing and projected income streams.
- Customer to pay a minimum 3 months’ interest upfront or as required, based on a case by case basis where repayment ability is based on projected cash flows.
- Customer to contribute a minimum of 30% of gross construction costs.
- For Buy-and-Build, the customer must contribute a minimum of 30% of the total costs of land and construction.
- Loan has a maximum repayment payment period of up to 36 months with a maximum grace period of up to 24 months.
- Can be converted to a mortgage after the construction period, with a tenor of up to 120 months from start to finish of the construction journey.
Getting, you over that cash crunch
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