Get Financed

With our tools, you can ensure maximized cash efficiency for your business, your suppliers, customers, and distributors.

Documentary Letters of Credit

Import and export trade can be unpredictable, but we’re here to back you up. NCBA bank makes your local and international transactions easier with ensuring all stipulated documents are in order, and a Letter of Credit (LC) is supplied to your supplier guaranteeing that payment for goods and services will be honoured fully and on time by us.

This product is specially tailored for those in export and import trade. Our team of Trade Finance experts is at hand to guide you on transactions from end to end.

We Offer:

  • Sight LCs that require the buyer to make payment once the documents have been presented and verified by the issuing bank.

  • Term or Usance LCs which have a future determinable maturity date. 


Are you interested in Documentary Letters Of Credit? Let’s give you a call back.

Bank Guarantees, Bonds & Indemnities

Tender for business which you might have previously considered out of reach and get favourable terms on your tenders as you are empowered to negotiate better terms on contracts. 

Bank Guarantees are binding commitments given by NCBA to support your trading activities and are payable on demand, with a repayment period of 365 days or vetted on a case by case basis.

We offer:

  • Unsecured Bid Bonds up to a limit of UGX 500 million.

  • Performance guarantees

  • Payment Guarantees for Distributors

  • Custom bonds

  • Advance payments guarantees

  • Retention and money guarantees

  • Shipping guarantees

     

Are you interested in Bank Guarantees, Bonds and Indemnities  ? Let’s give you a call back.

Standby Letters of Credit

Whereas payments under regular letters of credit are triggered by the performance of the exporter under a specified trade contract, SBLCs are binding commitments given by the bank to support your trading activities and are payable on specific conditions, not just simple demand.

NCBA can provide this form of conditional undertaking on your behalf and should you be unable to, make a settlement on your behalf upon the presentation of required documents.

Features

  • Available in all major currencies.

  • This form of financing mitigates risk. 

     

Are you interested in Standby Letters Of Credit ? Let’s give you a call back.

Documentary Collections

Our Documentary Collections facility offers exporters and importers flexibility, security and comfort as we manage all document-handling needs on their behalf. Under documentary collections, your overseas suppliers present appropriate documentation to their bankers, which are then forwarded to us to facilitate collection on their behalf.


We ensure that you are advised promptly and that their instructions are carried out exactly as per their requirements. Different forms of financing can be arranged based on the presentation of appropriate documentation.

Are you interested in Documentary Collections? Let’s give you a call back.

Value Chain Finance Loans

Get flexible, short-term funding structured to suit your company’s trading cycle to support your transactions and improve business cash flow. 

Our trade finance experts can also negotiate discounts with your suppliers for upfront payments in all major currencies.

 

We help you fund trade transactions with loans covering, but not limited to

  • Invoice Discounting

  • Distributor Finance

  • LPO financing

     

Are you interested in Value Chain Finance Loans? Let’s give you a call back.

Bills Avalisation

Bill Avalisation is the bank’s undertaking on behalf of the importer, to honour payments of Bills of Exchange from your supplier. 

This financing offers credit enhancement and improved relationships with your suppliers, and can even offer you the leeway to request a discount. It also provides a form of security to the trading parties as you benefit from additional time to settle your payments.

Are you interested in Bills Avalisation? Let’s give you a call back.

 

Short Term Trade Loans

We offer working capital loans designed to provide relief for corporates and SMEs in urgent need of cash injection. 

This facility offers a flexible repayment period of up to one year, based on your borrowing purpose and cash conversion cycle.

 

Our Short Term Trade Loans include

  • Post Import Finance

  • Stock Loans

  • LPO or Contract Financing

  • Pre-shipment Export Finance

  • Direct Import Finance 

     

Are you interested in Short Term Trade Loans? Let’s give you a call back. 

Discount Loans

NCBA Bank’s Discount Loans can be utilised to finance working capital for current ongoing contracts by discounting confirmed unpaid invoices, Bills, Letters of Credit and Cheques.

Our terms are negotiable and offer payment periods of up to 360 Days.

Are you interested in Discount Loans? Let’s give you a call back.

Invoice Discounting

Release funds from your unpaid invoices to ensure business flow, while maintaining control over the collection of payments. This discounted finance solution is ideal for suppliers to businesses and other reputable institutions. 

Our Invoice Discounting terms are negotiable and offer payment periods of up to 180 Days.

Are you interested in Invoice Discounting? Let’s give you a call back.

Distributor Finance

This solution is suited for companies in a distributor agreement with large manufacturers. It covers your business during the holding of goods for resale and bridges the liquidity gap until you receive funds from the sale of goods.

NCBA’s distributor finance solutions offer you access to funds at a significantly lower cost with flexible payment structures. You are assured a steady source of finance with credit limits tailored to your business needs.

Are you interested in Distributor Finance? Let’s give you a call back.

For an Importer

Get flexible, short-term funding structured to suit your company’s trading cycle to support your transactions and improve business cash flow.

Our trade finance experts can also negotiate discounts with your suppliers for upfront payments in all major currencies.

We help you fund trade transactions with loans covering, but not limited to

  • Import letters of credit
  • Standby letters of credit
  • Inward Documentary collections
  • Bill avalisation
  • Post import loans 

For an Exporter

Get flexible, short-term funding structured to suit your company’s trading cycle to support your transactions and improve business cash flow. 

Our trade finance experts can also negotiate discounts with your suppliers for upfront payments in all major currencies.

We help you fund trade transactions with loans covering, but not limited to

  • Export Letters of credit
  • Transferable Letters of credit
  • Back-to-back credits
  • Pre-shipment financing
  • Post-shipment financing

Getting, you over that cash crunch

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